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What’s your Periodic Plan?

Not every Expense or bill we encounter comes due on a monthly basis. Expenses that are paid out on a Quarterly, Semi-Annual or Annual basis are called Periodics, because they only come due on a periodic basis. Other expenses like home maintenance, an upcoming vacation...

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Are You Playing Hide and Seek?

Many people begin to consider filing for bankruptcy when they have no ability to repay debt, and no other way to stop the incessant telephone calls and collection efforts of creditors. Some people, however, consider hiding from their creditors, shutting off the...

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Have you Chosen Contentment?

The key to financial success is to be content with what we already have. If we are not content, then we cannot be happy. Being content is a choice that we make, it’s about changing the way we look at and perceive our own situation. If we count our blessings and...

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What was your March Madness Strategy?

We are now deep into College Basketballs March Madness Tournament. Hundreds of thousands of people nationwide sat down prior to the tournament tipoff and spent hours strategizing their bracket winners and losers in hopes of being crowned the King or Queen of guessing...

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Did you Find your Pot ‘O’ Gold?

If you didn't find your Pot 'O' Gold, don't fret...It's not too late. Retirement planning can begin today regardless of your age. But, it's important to implement a plan now so you don't miss out on the benefits of compound interest. The biggest barrier to retirement...

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What’s in Your Wallet?

What's in your wallet? If it's credit cards, you are gambling with RISK! Credit is not a substitute for cash. They carry high interest and allow ease of purchase wherever you go. Unlike cash, there is no emotional attachment to swiping your card...at least until the...

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DISCLAIMER:  We do not sell any financial products, investments, instruments or endorse any financial service providers.  Financial Navigation (Coaching) is designed to give you accurate and authoritative information with specific regard to the subject matter covered. It is provided with the understanding that the WayPoints Financial Navigator is not engaged in rendering legal, accounting, investment or other licensed professional advice.  Since your situation is fact-dependent, if needed, you must additionally seek the services of an appropriately licensed legal, accounting, investment or other professional.

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