Navigating Financial Journeys



Charting Courses to Financial Freedom





Are You Ready To Begin Your Financial Journey

begin financial management


We will guide you no matter where you are on your Financial Journey

Are you looking for guidance on a specific financial matter?

Are you experiencing emotions that have resulted from a bad financial decision?

Are you in a financial crisis situation or a financial storm?


Are you looking for a plan that will eliminate all your debt and build an emergency fund?

Are you trying to save for future purchases or pay your home off early?


Are you living paycheck-to-paycheck?


Are you lost and overwhelmed with your personal finances and need to be pointed in the right direction?


Are you not quite sure how to Pay Attention, Organize and/or Prioritize your Financial Journey and Life?

Are you thinking of a way to continue your education or fund your children’s education?

Are you unsure about investing, insurance and other financial products?

Our Services and System

Business Opportunity

Our Mission

is to navigate, teach, encourage and inspire others to live and lead a
Financially Free Life.

What Our Clients Are Saying

To Future WayPoints Financial Clients, Feeling frustrated with my financial situation and not truly feeling like I have control over my finances I sought out to educate myself
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Neel Patel, MD

“The experience John provided me and my wife was definitely well worth the money spent. Not only did he ensure a well planned out waypoint, but also made my wife a very important aspect of the program. I am sure we will thrive and achieve our goal of becoming debt free while we are in the hands of John.” v/r

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Our trust in your counsel began with you being referred to us as Certified Financial Counselors and Endorsed Local Providers (ELP), by the Dave Ramsey organization of Nashville, Tennessee.
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Are you ready to begin your Financial Journey?

“When you change the way you manage your finances, the finances you manage change.”

“We are here to provide you Hope and a Plan to help you reach Financial Freedom.”  

– John B. Murdock, President, Founder and Owner, WayPoints Financial Services, LLC

Get Under Way

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