I received a Fitbit for my birthday. A Fitbit is a small wireless device that is used to track my activity throughout the day and night. When worn during the day, this device will monitor the number of steps I take and the distance I walked. The Fitbit can be worn at night to track my sleep habits. It also tracks my heart rate, number of stairs climbed and has a workout function to track intensity, calories burned and duration of the workout. The web based dashboard is also a great tool that displays all the Fitbit stats and allows me to log my daily food intake so I can make sure calories burned is greater than calories consumed. All-in-all, it gives me a way to track my progress and make sound decisions concerning my workouts and foods I plan to eat. So far, I have lost 4 pounds and without this nifty tool, I would not have a way of tracking my progress.
Likewise, our WayPoints Financial GPS (Goal Planning System) can do the same thing for your financial health. It too helps you formulate a plan to reduce spending, it tracks your results and helps guide you towards developing goals so your inflow is greater than your outflow. It is a healthy way to plan your finances so you can win with money. With some practice, you can master cash-flow planning, track results, develop short and long term goals, watch your net-worth increase and retire with dignity. I love my Fitbit and you will love our GPS.
My wife has a Fitbit and it has kept her accountable. Likewise the GPS has kept us financially accountable. We now see trends in our spending habitats from month to month. With this data we have made changes to our budget and are now more financially healthy.