As we begin to prepare for Christmas Eve and Christmas Day, let us not forget that many people we will encounter over the next couple of days may be experiencing a variety of stress, anxiety, loneliness, and hopelessness feelings. Many of these people may be one paycheck away from financial disparity. They may have added debt to an already crippling amount and don’t know how they are ever going to begin to pay it back. Some people may be many months delinquent with their house payment or car payment facing inevitable foreclosure or repossession. Some may have medical debt that has consumed their whole being and some may even have such high student loan debt that they can no longer function in their everyday life. Let’s take some time during this festive season to provide hope to those in despair. Let them know that there is help available and that they no longer need to walk this journey alone. Merry Christmas my friends!