Many people are in financial debt today because they are trying to find their security, identity and esteem in material things. So they end up buying things that they don’t need to impress people who really don’t care!

This erroneous mindset leads to the destructive habit of folks spending beyond their means, making only partial payments on their monthly credit card bills, and overextending themselves with mortgages they cannot afford and car loans they cannot service. Then, they end up wondering why there is no provision for their debts.

Being caught in this destructive habit and debt cycle is not healthy or sustainable. Let’s understand that having more things cannot and will not complete who you are. When you become debt free, your identity and purpose become crystal clear. Find your security not in material things but in the knowledge of living financially free.

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DISCLAIMER:  We do not sell any financial products, investments, instruments or endorse any financial service providers.  Financial Navigation (Coaching) is designed to give you accurate and authoritative information with specific regard to the subject matter covered. It is provided with the understanding that the WayPoints Financial Navigator is not engaged in rendering legal, accounting, investment or other licensed professional advice.  Since your situation is fact-dependent, if needed, you must additionally seek the services of an appropriately licensed legal, accounting, investment or other professional.

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