Our Blog
Providing Helpful ResourcesWhat is a Zero Based Budget?
It's surprising to see how many people ask what a Zero Based Budget is. Very Simply put, it is when every dollar of income is given a job or a name. Just vision a huge bucket where your take home pay and any other generated income is dumped into that bucket. Attached...
Why the Freedom Score is Better Than the FICO
Many people that we talk to have an obsession over their FICO score. They are concerned that their score is too low, so they want to know how to raise their score so they can see a tangible number that will deceive them into believing that they are financially...
Choosing a WayPoints Navigation Chart versus a Financial Map
WayPoints Financial Services will help navigate and chart your financial journey. Most financial coaches will try to map out a route, but won’t take into consideration that maps are static and cannot be used to plot a personalized course. WayPoints Financial Services...
It’s Easy to Budget With our Financial GPS (Goal Planning System)
Have you ever used a budget tool or cash flow system that did not quite perform as you had expected? Was there something missing with the tool that made it difficult to use or implement over a period of time? Did you get frustrated with the missing elements that were...
Are You Stressed About Money?
Many people we meet say they are stressed about their financial situation. Very few tell us that they are secure and at peace with their money. People deal with financial stress in many different ways — sometimes healthy, but often not. People commonly deal with...
Understanding How to Handle the Variability of Cash Flow Planning
Budgeting or Cash Flow Planning can be frustrating, especially if you don't understand how to adjust for the variability of your expense categories. When I work with clients, I always try to teach them how to turn the variability into a fixed and firm expense. This...