Financial GPS

Navigation Chart

A  Chart to Navigate Your Financial Journey


WayPoint 1 - Zero In

Create a Comprehensive and Simple Plan
(Focus in with detail on your financial targets or goals)

WayPoint 2 - Anchors Aweigh

Prioritize Your Finances (Basic Essential Living Expenses)

Food | Housing | Utilities | Transportation | Clothing
(Lift your anchor and set sail to begin your journey towards financial freedom)

WayPoint 3 - Buffer Zone

Save a Budget Cushion and Initial Emergency Fund ($1000 – $2500)
(Protect your Safe Zone from minor assaults)

WayPoint 4 - DebtWave

Payoff All Secured and Unsecured Debts from Lowest to Highest Balances (Not including Primary Residence)
(Create progress with powerful wave energy, starting with small waves then moving to larger waves)

WayPoint 5 - Safe Zone

Save 3 – 6 Months of Living Expenses
(Complete your Safe Zone and self-insure to protect yourself from major assaults or emergencies)

WayPoint 6 - Homeward Bound

Save 20% Down Payment to Purchase House | Acquire 20% Equity in current House | Refinance Mortgage to 15 Year Term or Less
(Create ownership, minimize market value risks and eliminate PMI)


WayPoint 7 - Forging Ahead

Invest 15% of household income towards Retirement
(Move ahead steadily and make progress)

WayPoint 8 - NavEd

Fund Children’s Education (ESA | 529 | State Funded Plans)
(Invest in education and eliminate student loan debt risk)

WayPoint 9 - Home Free

Pay off Primary Residence and Other Mortgage Debt (Refinance to 15 Year Term or Less)
(Eliminate the last risk and ensure a successful journey to Financial Freedom)

WayPoint 10 - Flying Colours and Paying Out

Build Wealth and Give
(Celebrate your successful Journey and sail into Financial Freedom;  Fly your flags and pennants up high and continue to succeed, give generously and leave a legacy)

Start Your Financial Journey

Schedule a Complimentary Financial Navigation Session Today!

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DISCLAIMER:  We do not sell any financial products, investments, instruments or endorse any financial service providers.  Financial Navigation (Coaching) is designed to give you accurate and authoritative information with specific regard to the subject matter covered. It is provided with the understanding that the WayPoints Financial Navigator is not engaged in rendering legal, accounting, investment or other licensed professional advice.  Since your situation is fact-dependent, if needed, you must additionally seek the services of an appropriately licensed legal, accounting, investment or other professional.

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